❌ Massive utility spikes
❌ Septic near end-of-life
❌ Undocumented expansions
❌ Non-conforming zoning
❌ Illegal cabins or additions
❌ Structural issues
❌ Inconsistent P&Ls
❌ Sellers who refuse documentation
❌ Lagoon systems out of compliance
❌ Seasonal water lines that freeze
❌ Unapproved RV long-term residents
These can kill financing — or cause future financial pain.