Seller financing is the most powerful tool in the industry — when offered.
Typical structures:
- 20–40% down
- 5–7% interest
- 3–10 year balloon
- Amortized over 20–25 years
- Flexible qualification
- No bank needed
- Faster closings
Why sellers offer it:
- Tax benefits
- Higher purchase price
- Faster sale
- Broader buyer pool
Why buyers love it:
- Easier approval
- Flexible terms
- Lower closing costs
- No DSCR requirement
What buyers misunderstand:
If seller financing is offered, treat it like GOLD — because it is.
Not every seller will do this.
It requires:
- Trust
- Clean communication
- Strong buyer profile
You must show the seller you’re serious.
