Module 4: Campground Financing

Financing is one of the biggest hurdles campground buyers face — and one of the biggest reasons deals never make it to closing. Many buyers

Most campground buyers will typically encounter three common financing structures. Each works differently and each serves a different purpose. No one option is automatically better

One of the most important numbers a lender evaluates is your Debt Service Coverage Ratio (DSCR). Simply put, DSCR answers one question: “Does this campground

SBA financing can be an excellent option for buyers who qualify. It often allows buyers to purchase a campground with less money down than conventional

Seller financing is one of the most powerful financing tools available in the campground industry — when a seller is willing to offer it. For

One of the biggest mistakes first-time buyers make is focusing only on the down payment. Buying the campground is only the beginning. Owning and operating

Before you look at a single park, calculate your buying power — then shop. Knowing your range keeps you out of parks you can’t close

Most deals that collapse at financing were waving red flags from the start. They fall into two kinds — flags about the park, and flags

This lesson is really HG’s philosophy on buying campgrounds. A strong offer isn’t about winning a negotiation — it’s about earning the right to make

Banks don’t lend money simply because you found a campground. They lend because they believe you can successfully own and operate the business. The buyers

You’ve finished the financing module — the part that trips up most first-time buyers. Here’s what you can now do, your next steps, and the