END OF MODULE 4 — ACTION ITEMS

You’ve finished the financing module — the part that trips up most first-time buyers. Here’s what you can now do, your next steps, and the tools to take with you.

What You Now Know How To Do

• Calculate a park’s DSCR and know what lenders require
• Understand SBA and seller financing — and when each one fits
• Know how much cash you really need, and your true price range
• Spot financing red flags before they cost you
• Structure an offer and prepare a lender-ready package

Your Action Checklist

• Calculate your buying power (cash × 3.5) and set your price range
• Gather your personal documents and get your credit in order
• Build your business plan using the template below
• Talk to a lender who understands campgrounds and get pre-qualified
• Keep cash in reserve — don’t spend it all on the down payment

Your Module 4 Toolkit

Download these and keep them handy — you’ll use them on every deal:

Keep Learning the Industry

The best campground owners treat this course as a starting line, not a finish line. Keep studying the business — follow the industry’s data, trends, and reports, and stay curious about how the market is changing. Buyers who truly understand the industry make better decisions, write stronger offers, and earn the confidence of both sellers and lenders.

“The owners who keep learning the industry are the ones who keep winning in it.”